Collateral Analyst

Collateral Analyst

Our client is seeking a Collateral Analyst who will ensure the security and profitability of the company through effective credit control and monitoring collateral performance within a portfolio of clients.

Job Descriptions (including but not limited to the following):

  • Establishes and maintains a professional and efficient relationship with an allocated portfolio of clients and their debtors.
  • Provides a secondary point of contact for Clients.
  • Ensures that security interest is maintained at all times within internal management policies operated by the company (e.g. management controls, risk framework and KPC’s).
  • Provides excellent standards of customer service.
  • Manages collateral performance of the allocated portfolio through efficient and effective Credit Control and compliance with the company’s’ policies and procedures.
  • Uses appropriate chasing techniques.  Seeks to recommend alternative collection methods when required.
  • Establishes and maintains a professional and expert relationship with Clients through efficient ledger management.  Understands and is interested in Client’s business.
  • Ensures that debtor notification and verifications are performed in-line with KPC requirements.
  • Uses collection and verification queues and call backs in conjunction with aging profile and risk scores to determine calling priorities.
  • Maintains an understanding of the clients within the allocated portfolio.
  • Understands financial statements on a general level in order to manage risk associated with making funding decisions.
  • Provides a high level of service whilst maintaining the company’s security interest.

Other duties that may be included:

  • Seeks to proactively understand their clients in order to spot early warning signs.  Recognizes additional fee earning opportunities.
  • Communicates any concerns noted or adverse performance trends to the A/E with recommendations on how to manage these issues.
  • Makes credit management decisions based on credit references and payment performance.  Sets credit limits within guidelines, assesses invoice eligibility, and makes funding decisions to assist line manager when needed.
  • Performs general A/R review to ensure debtor information complete and payments allocated completely and correctly.  Works closely with Data Entry.
  • Minimizes manageable losses by proactively monitoring ledger performance and taking appropriate and timely action.
  • Performs other related duties and tasks as necessary or as assigned.
  • Manages multiple priorities in an organized manner to meet set deadlines.  Reassesses if higher need arises.  Copes well with demands of the job and manages their time efficiently.
  • Exercises independent judgment and applies prudent risk mitigation principles.  Understands how and when to elevate issues when required.
  • Provides a solution to any arising issues.  Takes accountability for decisions made.
  • Maintains a high level of effectiveness during times of change by adapting behavior and approaches to changing circumstances.
  • Listens with acute attention to detail.
  • Focuses on Customers.  Knows and cares about our internal and external customers.  Works as a team to deliver excellent service and exceed their expectations.
  • Understands the complexities and key factors that impact the client’s business.
  • Drives for outstanding results & can be counted on to do so.
  • Understands key features of the company’s core and specialist products.
  • Demonstrates loyalty to the company, its vision and values and works with consistency, integrity, accountability and shows enthusiasm.  Builds team spirit.

Skills and Requirements:

  • Most importantly, must possess excellent communication skills with the ability to motivate, influence and inspire others.  Leads by example.
  • High school diploma or general education degree (GED) required.
  • Ability to work as part of a team in an office environment and to act independently when required.
  • Also, computer literate with excellent keyboarding skills and competency with Microsoft Office; ability to learn new systems quickly.
  • Excellent verbal and written communication skills required; strong customer service.

This is a temp to hire position located in the Conejo Valley area.  Salary range will be $18-$19.50 hourly.  This company has a great benefits package at conversion.

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Royal Staffing Services will consider for employment qualified Applicants with Criminal Histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring.

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